Stripe UK provides predictable pricing for UK businesses. Process UK cards at 1.5% + 20p, European cards at 2.5% + 20p, and non-European cards at 3.25% + 20p with instant net deposit math.
Stripe's UK fee structure reflects European interchange fee regulations, resulting in lower domestic card processing costs compared to US rates. For standard UK consumer credit and debit cards, Stripe charges 1.50% + 20p (£0.20) per transaction. For cards issued within the European Economic Area (EEA), the rate is 2.50% + 20p. For international transactions from non-European cards (such as US or Canadian cards), Stripe charges 3.25% + 20p. If a customer pays in a foreign currency that Stripe must convert to GBP for payout, an additional 2.0% currency conversion fee applies. Standard bank payouts in the UK operate on a rolling 3-business-day schedule at zero additional charge. For a £100 UK domestic transaction, Stripe deducts £1.70, leaving £98.30 net deposit. To receive exactly £100 net, bill £101.73.
Stripe Fee Calculator UK
Calculate Stripe credit card processing fees for domestic (2.9% + $0.30) and international (4.4% + $0.30) payments with instant reverse invoicing math.
Stripe Fee Parameters
Standard US domestic credit, debit, and digital wallet cards.
Formula: Fee = Amount × 2.9% + $0.30 · Reverse Charge = (Target + $0.30) ÷ (1 − 0.029)
Rates checked on 2026-10-16 against Stripe Official Pricing.
If you charge $100.00
To receive exactly $100.00 net in your bank
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