Operating an online store or freelance business in Australia? Calculate exact PayPal Australia merchant fee deductions, cross-border surcharges, and net AUD deposits.
In Australia, PayPal is widely utilized for e-commerce and digital services. For domestic transactions settled in Australian Dollars (AUD), PayPal Australia charges 2.60% plus a fixed fee of $0.30 AUD per commercial transaction. For merchants accepting payments from overseas customers, PayPal applies an international cross-border fee of 1.50%, bringing the total processing rate to 4.10% + $0.30 AUD. If foreign currency conversion is involved (such as converting US Dollars or New Zealand Dollars into AUD), PayPal charges an additional 3.0% to 4.0% exchange spread. For Australian freelancers and merchants seeking to pass fees onto corporate clients or protect target margins, the reverse invoice formula determines exact billings: on a $1,000 AUD domestic transaction, PayPal deducts $26.30 in fees, yielding a net payout of $973.70. To receive a net $1,000 AUD deposit, you must bill $1,027.00 AUD.
PayPal Fee Calculator Australia
Calculate exact PayPal merchant fees for domestic and international transactions, including reverse calculations to know how much to invoice.
PayPal Fee Parameters
Standard US domestic PayPal Checkout, Goods & Services, and Invoicing transactions.
Formula: Fee = Amount × 3.49% + $0.49 · Reverse Invoice = (Target + $0.49) ÷ (1 − 0.0349)
Rates checked on 2026-10-16 against PayPal US Merchant Fees.
If you invoice $100.00
To receive exactly $100.00 after processing fees
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