Operating an online store or freelance business in Australia? Calculate exact PayPal Australia merchant fee deductions, cross-border surcharges, and net AUD deposits.

AU Domestic Commercial Rate
2.60% + $0.30 AUD per transaction
International Cross-Border Surcharge
+1.50% added to domestic percentage
Standard Fixed Fee (International)
$0.30 AUD per international transaction
Currency Conversion Margin
3.00% – 4.00% exchange spread

In Australia, PayPal is widely utilized for e-commerce and digital services. For domestic transactions settled in Australian Dollars (AUD), PayPal Australia charges 2.60% plus a fixed fee of $0.30 AUD per commercial transaction. For merchants accepting payments from overseas customers, PayPal applies an international cross-border fee of 1.50%, bringing the total processing rate to 4.10% + $0.30 AUD. If foreign currency conversion is involved (such as converting US Dollars or New Zealand Dollars into AUD), PayPal charges an additional 3.0% to 4.0% exchange spread. For Australian freelancers and merchants seeking to pass fees onto corporate clients or protect target margins, the reverse invoice formula determines exact billings: on a $1,000 AUD domestic transaction, PayPal deducts $26.30 in fees, yielding a net payout of $973.70. To receive a net $1,000 AUD deposit, you must bill $1,027.00 AUD.

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PayPal Fee Calculator Australia

Calculate exact PayPal merchant fees for domestic and international transactions, including reverse calculations to know how much to invoice.

PayPal Fee Parameters

$

Standard US domestic PayPal Checkout, Goods & Services, and Invoicing transactions.

Formula: Fee = Amount × 3.49% + $0.49 · Reverse Invoice = (Target + $0.49) ÷ (1 − 0.0349)

Rates checked on 2026-10-16 against PayPal US Merchant Fees.

If you invoice $100.00

PayPal Processing Fee-$3.98
Net in PayPal Balance$96.02

To receive exactly $100.00 after processing fees

Amount to Invoice$104.12
PayPal Processing Fee-$4.12

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